A DISCIPLINED METHODOLOGY UNDERLIES

EVERYTHING WE DO

Studies show Integrated Planning can add up to 3% annually.
Additional Return Source: Value-add:
Financial Planning 0.5%
Asset Class Selection and Allocation 0.28%
Investment Selection:
Active Management or .85%
Passive Management .82%
Systematic Rebalancing .44%
Tax Management 1%
TOTAL Value Added 3%

Source: Envestnet Research; Morningstar Research; Vanguard Research

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Our Process

Discover What To Expect

Initial Discovery

We’ll begin with a meeting during which we share our unique approach to…

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PROPOSAL OF ENGAGEMENT

Next, we will share with you a customized proposal for engagement that outlines the issues…

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STRATEGY MEETINGS

During this phase, we will discuss the issues you face and …

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SOLUTION

Once you have reviewed and approved changes to the preliminary draft of your plan…

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IMPLEMENTATION

Separate from the recommended solution itself…

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Implementation: A plan for what's next

January To February

Winter clients; Annual review with your dedicated wealth management advisor

planning consultations

Estate planning consultations

March To April

Prior-income year tax preparation with CPA partner

Quarterly guidance newsletter

May to June

Spring & Summer clients Annual review with your dedicated wealth management advisor

Insurance planning consultations

Tax planning consultations

July to August

Investment planning consultations

Cash-flow planning consultations

Estate planning consultations

September To October

Fall clients; Annual review with your dedicated wealth management advisor

Quarterly guidance newsletter

November To December

Insurance planning and open enrollment consultations

Year-end tax planning and projections

Charitable giving consultations